The New Simple Way to Buy a Home!
Louisiana Housing Authority (LHA) is a trusted private homeownership advocate initiative and resource provider. We are on a mission to increase homeownership, prevent foreclosures, and reduce homelessness in Louisiana. With core values based on truth and justice, our vision is to be Louisiana’s most sought-after housing resource provider in Louisiana. With compassion, we concentrate on meeting the needs of the clients we serve.
LHA is committed to collaborating with our community partners, supporters, volunteers, non-profits, and real estate service providers to carry out our mission. We coordinate community collaborations to deliver a variety of services through our trusted outsourced licensed industry partners that assist homebuyers with financial fitness & responsible homeownership training, home loans through Geneva Financial, down payment assistance, and facilitate the sale of their dream homes through our realtor partners.
As a result of our expert guidance and clear action plan, we’ve helped many people attain home loans to achieve their dream of homeownership and financial security through Geneva Financial. Our homebuyers feel empowered, determined, inspired, and educated on the home buying process powered by our human experience.
Education is empowering, but there’s a lot of misinformation because new lending regulations and federal and state government guidelines change frequently. Watch the COMPLIMENTARY training videos by clicking the blue button below to increase your knowledge and discover a clear practical action plan to help you avoid mistakes and save money.
Down Payment Assistance Program Dedicated to Increasing Homeownership
When buying a home in today’s competitive market, it’s important to work with the Louisiana Housing Authority’s team that’s committed to guiding you through every step of your home buying journey. When you work with LHA to buy your new home, we give you expert guidance, a clear action plan, help you avoid mistakes, and save money.
LHA’s Downpayment Assistance Program offers down payment assistance to creditworthy, low- to moderate-income individuals. Our DPA helps homebuyers attain grants or low-interest loans that reduce the amount they need to save for a down payment. To date, our DPA partner has assisted over 30,000 borrowers with their down payment, of which 55% are minorities and 75% are first-time homebuyers.
100% Financing Heroes Housing Initiative and Benefits Program
HEALTHCARE PROFESSIONALS | TEACHERS | MILITARY | FIREFIGHTERS | POLICE
While celebrating accomplishments through our housing advocacy program, LHA also celebrates everyday heroes who work tirelessly to keep our communities and us safe and educated.
LHA is committed to our everyday HEROES. In addition to VA Home Loans, our mortgage lender partner Geneva Financial offers Louisiana’s HEROES housing benefits, which may provide 3.5% to 5% in down payment assistance and additional funds towards closing costs for qualifying heroes.
Qualifying heroes include, but are not limited to current and former firefighters, paramedics, EMTs, law enforcement, and all other first responders. All ranks of active military, reserves, and veterans of the U.S. Army, Navy, Air Force, Marine Corps, and Coast Guard. All nurses, doctors, and other healthcare professionals. Also, Pre-K, elementary, secondary, and post-secondary educators, teachers, professors, and education administrative staff.
Homes For Veteran Heroes Program
Our “Homes For Veteran Heroes Program” provides safe, affordable, clean housing solutions (i.e. rapid rehousing, transitional and permanent housing) for Veterans who are homeless or at imminent risk of homelessness that receives SSDI, SSI, VA Disability, Vouchers, or other forms of secured payment.